13 Best Insurtech Companies Disrupting Traditional Insurance in 2026

12. Pie Insurance - Workers' Compensation Innovation

Pie Insurance has disrupted the workers' compensation market by leveraging data analytics and streamlined processes to make this essential coverage more accessible and affordable for small businesses that have traditionally struggled with complex applications, high premiums, and poor service from traditional carriers. The company's innovative platform can generate accurate workers' compensation quotes in under three minutes by analyzing business type, payroll data, and industry risk factors through automated under