14 Best Pet Insurance Plans Worth Buying Before Your Pet Gets Sick

6. Nationwide Pet Insurance - Multi-Pet Discounts and Exotic Coverage

Nationwide Pet Insurance, formerly known as Veterinary Pet Insurance (VPI), holds the distinction of being America's first pet insurance company and continues to innovate with comprehensive coverage options that extend beyond traditional dogs and cats to include exotic pets, birds, and reptiles. Their Whole Pet with Wellness plan combines accident and illness coverage with routine care benefits, while their Major Medical plan focuses specifically on unexpected health issues and emergencies. Nationwide offers significant multi-pet discounts, making them an attractive option for households with multiple animals, with savings that can reach up to 10% for each additional pet after the first. Their coverage includes accidents, illnesses, cancer treatments, hereditary conditions, prescription medications, and even behavioral therapy, with annual limits ranging from $2,500 to unlimited depending on the plan selected. The company's extensive network of veterinary partners and their 24/7 pet helpline provide additional value and support for policyholders. Nationwide's claims process is streamlined through their mobile app and online portal, typically processing reimbursements within 10-15 business days. Their unique position in covering exotic pets makes them invaluable for owners of birds, reptiles, rabbits, and other non-traditional companions who often struggle to find insurance coverage elsewhere. The company's longevity in the pet insurance industry, combined with their financial stability and comprehensive coverage options, makes them a reliable choice for pet owners seeking established, trustworthy protection.